Getting a Debt Recovery Job

If you are currently looking for a new job and are considering vacancies in a law firm within a Debt Recovery Legal Team, this article is designed to give you an insight into the day to life of a Debt Recovery Lawyer and the duties of a Debt Recovery job.

A Debt Recovery job is a good career choice for those individuals who enjoy a structure and procedure to follow.

Depending on the value of the claim, as a general rule of thumb, cases will be dealt with in the County Court via the Small Track, Fast Track or Multi Track. Each track has a different structure.

With the Small Claims track this is aimed at individuals or small companies dealing with claims themselves, therefore this is a fairly informal procedure with few deadlines to comply with.

In the Fast Track there are more deadlines to comply to with regards to disclosure of documentation/evidence and allocation.

The Multi-Track is for high value and generally more complex issues with again strict deadlines and procedures to follow.

As an example, I will run through a general Small Claim in the County Court.

Initially, the client, whether an individual, Partnership or a Limited Company, Limited Liability Partnership or a PLC will approach a Solicitors firm and instruct a member of a specialist Debt Recovery Legal Team to deal with the dispute on their behalf, this could be for example regarding an unpaid invoice.

To distinguish, an individual or partnership who are being sued are personally liable for any Judgment against them whereas a Limited Company, LLP or PLC are a separate legal entity in itself, in other words, as a general rule of thumb, the Directors or Members are not directly liable (and in the case of a LLP are only liable for a sum agreed between the partners at the outset of the agreement). There are cases where Director/Members can be liable but that is complex and so I will not talk further about this.

Upon instruction the Lawyer dealing with the case will send a Letter Before Action to inform the Respondent of the potential claim and to demand payment say within 7 days of the date of the letter. This letter will outline, the sum due together with any interest or costs to be added.

If payment is not then received, a Claim Form is issued in the County Court together with a copy of the unpaid invoice. This is then acknowledged by the Court and the Respondent is sent a copy, together with a Response Pack outlining a fixed period to respond to the Claim with their Defence.

Assuming that the case then proceeds, each party may wish to disclose further documentation to each other.

In any event, a Hearing then takes place at which Judgement may be given either payable immediately or by a certain date.

If payment is then not forthcoming, you may look at Enforcement Options. This may include instructing a Bailiff in the County Court, or a Sheriff or applying for an Attachment of Earnings. If you know that a sum is due to the Respondent from another party, you may make an Interim Third Party Debt Order application - this could be freezing their bank account or applying for an order that other money due to the Respondent is paid to the Claimant. There are other options to include registering a charge against the property so that payment is made when the house is sold or if for a large amount of money you may make an Application for Sale. You may also request the Debtor to attend an Oral Examination where they will have to answer to the Court under Oath details about their financial situation and assets etc. There are various options available and you will assess which Debt Recovery Enforcement option you wish to take when you know more about the Debtor.

In cases where the sum due is over a certain amount (specified by law), you also have the option of presenting a Bankruptcy Petition (in the case of an individual or partnership) or a Winding Up petition/Insolvency (in the case of a Limited Company, Limited Liability Partnership or PLC). This is much more complex but with the market in its present condition and the recent credit crunch, I predict that Bankruptcy and Insolvency will increase substantially.

You can choose to apply for voluntary Bankruptcy or Winding Up/Insolvency. Many individuals who have serious debt will choose to apply for Bankruptcy. This therefore in essence "wipes the slate clean" with regards to your debt and at some point in the future (sometimes as little as a year) the Bankruptcy status will be discharged. If individuals are still earning, the chances are they may have to make a small payment each month to their Debtors. However the amount is generally minimal.

Debt Recovery jobs, as well as Bankruptcy and Insolvency work can be demanding and interesting work. Structure is apparent which is good for individuals looking for jobs in this area of law, sometimes as a starting point before moving on to more complex Civil or Commercial Litigation matters. Alternatively, there are some very successful Debt Recovery Solicitors who chose to do a Debt Recovery job alone because it offers both the structure and the excitement of Court Proceedings and attending Court to perform Advocacy.

So therefore, if you are looking for a legal Debt Recovery job as a Solicitor/Legal Executive/Trainee Legal Executive/Paralegal or Legal Assistant I hope you have found this article to be of some assistance to you in your decision making process as to your future career in law.

Check out legal jobs and debt recovery jobs Article Source: http://EzineArticles.com/?expert=Mischa_Weston-Green

Travel Writer Jobs, What Are They And How To Find Them

Travel writing jobs are few and far between. Getting into this field is hard to do and requires a lot of training and experience. But, there are many benefits to them. There are many individuals who would love to get employment opportunities in this field. And, because the world is faster and faster becoming accessible to more people, increasing employment availability can be found for travel jobs as well. But, how does a person get in and how do they do their job?

Travel writer jobs belong mainly to freelance authors, travelling far and wide. They learn about the amusements, the attractions, and the little secrets of the towns, cities, and countries they visit. Then, they provide this knowledge to the general public in the form of articles, books, or even transcriptions. It is amazing that many people go from location to location by simply learning about different areas and using this knowledge to write. But, this work is far from easy. It may be costly to afford to do this type of traveling. It often does not pan out as a worthwhile adventure anyway. It is often difficult to find publishers or employment vacancies in this area as well.

To get these types of jobs, it will often take experience in the writing field and the researching field. Freelance opportunities, in which the author will visit locations at his own expense, are necessary. In other, simpler cases, a breakthrough into the business can be done by working for the local newspaper or through a magazine. In any case, though, it will require time to develop the necessary knowledge.

When looking for vacancies like these, it would be wise to realize that it will take time to build up the reputation needed to get these opportunities. Perhaps working on less glamorous writing jobs will have to be taken in order to have stepping stones out into the travel writing world. If you have the funds and the talent it is easy to go out and find locations to write about without being commissioned to do so. But, there is no guarantee of any of this type of work paying off. Patience may be the only way to get into and maintain a career in this field of writing.

Visit http://www.FreelanceWritingResource.com for more Articles, Resources, News and Advice about Freelance Writing Jobs. Copyright © FreelanceWritingResource.com. All rights reserved. This article may be reprinted in full so long as the resource box and the live links are included intact.

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How You Can Find Freelance Editing Jobs

Freelance editing opportunities are out there, you just need to know where and how to look for them. As a matter of fact, there are hundreds of companies that are waiting for you, right now, to fill their job vacancies. Each and every one of them has an exciting opportunity for someone. What are your areas of expertise? What can you do to benefit these companies? Finding freelance editing opportunities is simple when you know what you are looking for, who you are looking for, and where to find them.

Let's begin with knowing what you are looking for. There are hundreds of jobs available in the realm of freelance. Editing opportunities can be found in many different avenues. You can work strictly with editing copy for websites, or work with developing and proofreading articles for the internet, newspapers, and even books. Knowing which way your career is going is essential. Knowing what you want to do will point you in the right direction of who to look for. Employment can come from many sources then. By knowing what you want to do, you can guide your search around the criteria for these companies. For example, you may be able to look strictly towards companies who deal with marketing or in the newspaper business.

From this point, you can tailor your search for freelance editing work towards the companies that serve your needs. You will need to know where to find them. Let us say you are dealing with internet based companies that you wish to find vacancies with. Your best bet would be to look for websites advertising for these jobs. Message boards or sites that deal directly with the field that you are working with can be an outstanding way to get the clients and employment you are looking for. These jobs are out there, it is a matter of knowing what you need, who has it, and where to find them.

Visit http://www.FreelanceWritingResource.com for more Articles, Resources, News and Views about Freelance Editing Opportunities.

This article may be reprinted in full so long as the resource box and live links are included intact.

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Healing From Job Loss in a Recession

"It's a recession when your neighbor loses his job: It's a depression when you lose yours."-- Harry S. Truman.

How true. How do you heal of the humiliation and leprosy of losing cherished employment? It is so much easier to watch and analyze this when it pertains to others. Often we think we know how others feel but we do not. Instead, we perceive situations that do not directly affect us to be lighter and magnify the impact of our direct impressions. I believe God must give this direct experience to a few so that they can understand how it truly feels and minister genuine support. I have had the direct experience of job loss and all I can honestly say was that it was not what I would have expected or written about. Never say "I know how you feel" unless you have truly had the experience. This article is about healing. What does the Bible teach us on this?

In Luke 17[12] And as he entered into a certain village, there met him ten men that were lepers, which stood afar off: [13] And they lifted up their voices, and said, Jesus, Master, have mercy on us. [14] And when he saw them, he said unto them, Go show yourselves unto the priests. And it came to pass, that, as they went, they were cleansed. [15] And one of them, when he saw that he was healed, turned back, and with a loud voice glorified God, [16] And fell down on his face at his feet, giving him thanks: and he was a Samaritan. [17] And Jesus answering said, Were there not ten cleansed? but where are the nine? [18] There are not found that returned to give glory to God, save this stranger. [19] And he said unto him, Arise, go thy way: thy faith hath made thee whole.

My own personal experience and the conclusions I have arrived at borrow from the healing in this text in 5 fundamental ways. What should you do in times of sudden job loss.

1. No matter how afar off you may be spiritually, begin by crying out to Jesus and do not waste time grieving and lamenting to men. Humanity may mean well but they do not have the solutions.

2. Patiently bear the stigma, the stones and derogatory shouts of "unemployed" even as you keep holding on to the assurance that your wounds, isolation and hurts will soon heal. Get busy and active in whatever God has laid on your heart. Move forward with something.

3. Never let Jesus out of your heart. Keep Him in your mind. Let your gaze be on Him and let your memories of His promises sustain your progress.

4. As you are strengthened, get closer to Him in prayer, in meditation and in listening to His word.

5. Begin to thank Him and live a life of constant thanksgiving. Thank God for silly things like the earthquake that did not happen or the star that missed the earth in its destructive trajectory. Thank Him for waking you up in the morning and helping you sleep at night.

Soon, you will begin to wonder why you need be sorrowful. Begin to exude a new confidence and ponder over new ideas and previously unexplored territories. You are healed when you come to the conclusion that perhaps it was a good thing to be able to move on to something different and discover new and uncharted chapters unfolding before you.

The difficulty in a Recession is worsened by the absence of human sympathy, locked access to the avenues you would have wanted and glances that say "No vacancy". However, the error you make is that you are looking down instead of up to Him waiting to help you.

My personal experience is that life probably has an infinite combination of paths, possibilities and avenues and we probably (due to prejudices and biases) can only see and exploit perhaps less than a tenth of the openings waiting for attention. Looking to Christ takes your gaze off the blockers and soon you begin to discern many other things previously unseen. Now as you see with excitement other many alternatives to chose from and have the humility to seek continued guidance from God in travelling these new paths - you are now indeed made whole.

Arise and be healed, in Jesus name. Amen

For more read my book "Wealth out of Ashes" available at http://www.authorhouse.com/Bookstore/ItemDetail.aspx?bookid=63927, and do visit my blog on http://www.recessionproofchristianlife.com

Article Source: http://EzineArticles.com/?expert=Olabode_Ososami

35 Ways to Make Money Online

During my search on the internet in order to find and start my own home based business, I created literally 1000's of bookmarks in my browser. Today I was cleaning up my bookmarks and thought that it might be a good idea to share these bookmarks with others. Why re-invent the wheel if someone has already done the work?

Whilst reviewing all my 'Make Money Online' bookmarks, I trashed many and kept a shortlist of 35. Please note that I am not including any bookmarks related to Buy My CD, DVD or Audio book, Getting Paid to Surf, MLM, Paid Surveys, Contests, etc...

My personal top 35 does include any legitimate company or business opportunity that allows you to earn money on the internet. Below is an alphabetically sorted list:

1. Adbrite - Sell available space on your website for text advertisements.

2. Amazon Affiliate program - Create your own store, and referring traffic to that. Amazon takes care of the check out and payment procedure.

3. Amazon Seller - Selling things on Amazon.

4. Associated Content - Write stories on How To, Reviews etc... submit the article to them. If they like it, you can earn up to $20 per article.

5. BidVertiser - This is a Pay Per Click Program. The payout is low, $10.

6. Build A Niche Store - A very simple website/store platform. You create a content based website that will generate income through the Ebay affiliate programs.

7. Blogging - Create a blog and regularly post good quality, informative content. Allow space for some related advert placement and you may make some money.

8. CafePress - Produce a nice design, submit it and they will put it on a Hat or T-Shirt for you. Create your own online store and promote your designs.

9. Chitika - A bit like E-Mini-Malls, designed for bloggers and website owners. Pick a keyword and they will show related products on your website. I must say, they have a very original interface for this.

10. ClickBank - Literally 1000's of products and services for you to advertise on your own website.

11. ClicknWork - A Freelance website where you get paid per assignment that you are hired for. The pay-out ranges from $5 - 150$ per hour. You will have to pass a tough test in order to qualify.

12. ClickSor - Very nifty program. They place contextual advertisements on websites. When you hover with your mouse over a double-underlined word, the ad shows up.

13. Commission Junction - By joining them, you choose several companies whose ads are relevant to the content of your website. There are 1000's to choose from.

14. CreamAid - This program is for blogs only. The advertiser gives you a topic to write about on your blog. You can activate this by placing a flash widget into your blog post. The idea is to bring lots of people into the conversation. The more people that are joining, the more money you earn. Kinda hard to explain, but see for yourself.

15. Ether - They provide a way for people to pay you for talking about things, that you are an expert in, during one-on-one sessions. You need to have a blog set-up in order to do this.

16. eBay - Empty out your garage and start selling the stuff online. Easy and fun.

17. eBay Stores - Create your own store and start selling.

18. Elance - Freelance website for Programmers, Web designers and Developers, Authors, Editors etc... .

19. FeedBurner / Google - In my opinion the best place to house your feeds. They place adds to your feeds as well as your website. It is a Paid Per Impression program, except if you have implemented Google AdSense to your feeds, the payment is per click.

20. Google AdSense - Google places relevant ads to your website, based on the content.

21. Google AdWords - Choose keywords and Google places simple text ads to your website, relevant to the keywords.

22. H3 - Get paid to fulfill job vacancies. The commissions range between $50 - $5000, depending on how difficult it is to fill the job. I find this one a little difficult to explain in a few words, but check it out.

23. Indeed - It is a job board that you can add to your site. Based on the geographic location of your visitors and position types that you have pre-selected, they place job vacancies.

24. Innersell - Found a customer but you can not sell to them? Sell the lead to Innersell.

25. JellyFish - Kinda like a shopping website. You refer people to their site and if they make a purchase, you earn a certain percentage.

26. JigSaw - If you happen to own a proper database with some good contact, you can sell it here.

27. KarmaOne - A recruiting website. Similar to H3. You find a candidate to fulfill a job vacancy and you can earn between $50 - $12000, depending on the vacancy and how desperate they are for hiring.

28. LinkShare - You need a website for this, then join LinkShare. It is for free. Choose from a list of companies that are relevant to the content of your website. LinkShare will place the ads.

29. MicroSoft AdCenter - You simply start bidding on keywords and Microsoft will create the ads. It is very similar to Google AdWords and it is not required to have a website.

30. PageFlakes - They have developed a user-defined Ajax Homepage, in order to show Flickr photos, RSS Feeds and lots more. You get paid $1 for each referral that you bring in.

31. PayPerPost - Very similar to CreamAid - The advertiser will pay you for writing about their products on your blog or website.

32. Pheedo - Designed for RSS feeds. Process your feed through Pheedo and they will include relevant ads into your feeds.

33. SoftWareJudge - Get paid up to $50 for writing a review on software.

34. WestWorkAtHomeAgent - This program is not only online and has won various awards. Ideal for stay at home moms and freelancers

35. Yahoo! Merchant Solutions - Simply create your very own online store and start selling.

This is quite a list for you to start investigating. If you are looking for a solid home based business in order to make some serious money online, I recommend you look for a company that offers ongoing training, mentoring and coaching. Be sure to check on the payment plan. You can make money online, but there is a learning curve. Be patient, stick to it and treat it like a real business.

Do you want to learn how to market your homebased business or start a home based business? Visit http://2wealth-2freedom.com and grab your special report!

Article Source: http://EzineArticles.com/?expert=Mike_Heesen

Sales Recruitment Jobsites

A few basic things are critical to the success of a sales recruitment jobsite, or any specialist jobsite for that matter. Why am I only discussing specialist jobsites and not generalist jobsites, I think that will become apparent as we continue our discussion using a sales recruitment jobsite as our specialist example.

The few critical factors that will make a specialist jobsite work for you the recruiter are very much common sense. Firstly the right potential candidates must be attracted to the site, secondly the jobseeker must be enticed by the site to search and apply for jobs and to register there details so that recruiters can contact them in the future. The third criteria relates to you the recruiter, the site must be easy to use and give you access to the right candidates in a timely and cost efficient manner.

All sounds fairly easy so far, so how do you go about assessing if you are about to spend money using the right jobsite? You could take a free trail and some sites do offer this, however many do not and how much time and energy do you have available to waste testing out inadequate sales jobsites?

Returning to our first factor, the right potential candidates being attracted to the jobsite, how does a jobsite go about attracting the right jobseekers to the website? The following is a list of the major routes to achieving this goal

* Search Engine Optimisation

* Email Marketing

* Pay Per Click Advertising

* Affiliate Programmes

* Online PR / Press Releases

* Blog marketing

* Directories

* Link Programmes

* Social Network Marketing

* Offline Marketing - Television and Print Media

All of a sudden it does not look so simple and if a good jobsite is using all of these marketing and promotion techniques to drive quality jobseekers to the site, how do you know if they are doing it and doing it effectively, with some specialist sites charging as much as £400 for a single advert, getting it wrong could be a serious mistake.

If we go back to our good old friend Google, it can give us some insight. For example I am a recruiter wanting to recruit sales personnel. I know that Monster Jobs is regularly advertising on TV and all over the web, it is quite expensive which makes you think well perhaps that is because they invest a lot of money driving jobseekers to their collection of global jobsites. A quick search of the URL for monster UK, as you are recruiting for a sales person in the UK gives over 85000 results that contain a mention of monster uk.co.uk. A more detailed search link:

URL is a bit less impressive at 5600. All these statistics may be very interesting to people working in SEO and online marketing, but to you as a recruiter are they going to get you the candidates that you need, simple answer is no. If we get a bit more specific about our recruitment needs as the majority of recruiters needs are very specific, we are looking for a sales manager for a UK bank. What would this person search for when looking for a jobsite, (this of course only gives you access to active candidates) perhaps they would search for "sales jobs" or "banking jobs" or even "sales manager jobs in banking" as people often search for exactly what they are looking for.

So where does Monster uk come under each of these searches, for "sales jobs" it does not appear on the front page, either in the natural ranking or in the pay per click sponsored advertising. Next I carry out the search for "banking jobs" and I get a result monster uk is 9th in the search results, not bad. So I click on the link as if I am the banking sales manager, ready to do my search for sales management roles in banking, I select London from the location search box and now I go to select the job category and the closest match to retail banking that I work in, is retail customer service and hit the search button. The results are for junior cashier roles and for general retail sales jobs not in banking, I as the jobseeker am so impressed that I close my browser and go back to work.

Finally we test monster against the search phrase "sales manager jobs in banking" and yet again monster is not on the front page. So Monster Jobs is not for us in this example, what you really need is a sales recruitment jobsite that is going to attract and retain the details of the candidates that you need. The question is does such a jobsite exist? We will explore this together further in the next article in the series.

Louise G is a highly experienced sales recruitment professional with over 20 years experience in all areas of sales recruitment and is currently Sales and Marketing Director of The sales Recruitment Jobsite.

Find out more about The Sales Recruitment Jobsite the place for sales jobs and sales recruiters all around the globe at [http://salesrecruitmentjobsiteblog.blogspot.com] or go to the new site http://www.salesrecruitmentjobsite.com

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